account_balance PlatAlt
AIF Knowledge chevron_right Cat I AIF chevron_right SME Funds
Category I AIF

SME Funds

Channeling growth capital into India's small and medium enterprises — the backbone of the nation's economy and engine of employment generation.

Definition & Purpose

SME Funds are Category I AIFs specifically mandated to invest in Small and Medium Enterprises (SMEs) as defined by the Ministry of MSME. These funds bridge the critical financing gap faced by viable SMEs that lack access to formal capital markets, providing equity and quasi-equity to businesses with ₹10–250 Crore in annual turnover.

store

Target

SME & MSME

monitoring

Risk Profile

High

payments

Min. Investment

₹1 Crore

schedule

Tenure

5–7 Years

The SME Opportunity

factory

63M+ SMEs in India

India has over 63 million registered MSMEs contributing 30% of GDP and employing 110+ million people.

trending_up

Valuation Arbitrage

SMEs trade at significant discounts to listed mid/large-caps, offering substantial re-rating potential upon scale and formalization.

account_balance

Credit Gap

A ₹37 trillion credit gap exists in MSME financing — AIFs can fill a portion with patient, structured capital.

emoji_events

Government Tailwinds

PLI schemes, "Make in India" initiatives, and MSME formalization drive structural growth for investible SMEs.

Investment Criteria

Revenue

₹10–250 Cr

Annual turnover threshold

EBITDA

10%+

Minimum operating margin

Stake

20–49%

Minority equity positions

Invest in India's Growth Engine

Our SME investment team identifies high-quality businesses with strong fundamentals and management teams capable of delivering institutional returns.

Request SME Fund Details